Discipline

We regard our investment process as one that is unique, versatile, and professional. Instead of performing 100% of the stock selection ourselves, we typically utilize the services of institutional money managers within the Manulife Wealth Inc. Masters Program for a large portion of your portfolio and blend that approach with our own security selection methodology. This allows us to leverage the proven track record of renowned private investment counsellors while taking advantage of a number of industry leading equity research and mutual fund research teams.

Portfolio Construction

Investment objectives have been determined and now the next step is to select the appropriate investment strategy such that each client’s expectations will be exceeded over time. Our experience has revealed that portfolios anchored with Dividend Paying and Growing Strategies are optimal for generating consistent returns while having a lower degree of volatility. These portfolios tend to capture a large amount of the upside of the equity markets while far less of the downside. Past performance is not indicative of future performance.

For Smaller Portfolios

In order to achieve an acceptable level of diversification, and employ a capable investment management team, both of which tend to help reduce the risk, we must utilize the services of Mutual Fund Companies and construct a portfolio comprised of mutual funds. Our experience within the market place has revealed to us several Core Funds which meet our needs to fit within our Dividend Strategy; support our requirements of risk reduction; and comply with our fundamental investment objective of out-performing— overtime—the underlying markets the funds are invested within. Some of these funds also tend to deliver a superior after-tax return.

For Larger Portfolios

The Manulife Wealth Inc. Masters Program is utilized. Diversification and a proven track record of sound portfolio management are paramount when we select one or more external investment counsellors within this program to manage the underlying security selection for portfolios. Dividend Strategies are preferred at this point. Each personalized Asset Allocation Plan takes into consideration one’s Investment Objectives in addition to the relative growth rates of the regions and countries which will impact future investment returns and currency movements. Preferential Tax treatment of Canadian Dividends tends to keep the focus on Canadian content, while the perceived future movement of the Canadian Dollar as well as industries not present in the Canadian Landscape, create the necessity to have Global exposure.